Quick Verdict
After testing all major crypto trading fee cashback programs available through cashback.day in 2026, Bitunix leads with a 32.5% cashback rate β the highest in the industry. For traders already committed to a specific exchange, Binance, OKX, Bybit, MEXC, BingX, and Bitget all offer a solid 20% cashback rate. Every program pays lifetime recurring rebates, not one-time bonuses.
How We Evaluated Each Program
We ranked each cashback program across five criteria:
Rankings reflect programs available through cashback.day as of February 2026. Rates may change as exchanges update their referral terms.
Master Comparison Table
All programs have no minimum volume requirement and provide lifetime cashback β rebates continue for as long as you trade on the exchange.
Detailed Reviews
1. Bitunix β 32.5% Cashback (Highest Rate)
Bitunix offers the highest cashback rate of any exchange through cashback.day. At 32.5% of trading fees, a trader executing $100,000 monthly in futures receives approximately $32.50 back per $10,000 in fees paid.
Why the highest rate? Bitunix is a newer exchange building market share aggressively. They allocate a larger portion of their referral commission to attract traders. This benefits early adopters who lock in the 32.5% lifetime rate now.
Strengths:
Limitations:
Best for: Traders who prioritize maximum fee savings and are comfortable with a growing exchange.
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2. Binance β 20% Cashback
The world's largest exchange by volume. Binance combines its 20% cashback with a built-in 25% BNB fee discount, creating one of the lowest effective fee structures available.
Strengths:
Limitations:
Best for: Traders who need deep liquidity and want to stack multiple discount layers.
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3. OKX β 20% Cashback
OKX combines solid cashback with competitive base fees and a strong derivatives platform. Their Web3 wallet integration makes OKX a natural choice for traders who also interact with DeFi.
Strengths:
Limitations:
Best for: Traders active in both CeFi and DeFi who want a single platform.
4. Bybit β 20% Cashback
Bybit has grown rapidly as a derivatives-focused exchange. Their copy trading feature and unified trading account make it attractive for both new and experienced traders.
Strengths:
Limitations:
Best for: Derivatives traders and those interested in copy trading.
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5. MEXC β 20% Cashback
MEXC is known for listing new tokens quickly and offering zero maker fees on spot markets. Combined with 20% cashback on taker fees, MEXC offers an extremely cost-effective trading experience.
Strengths:
Limitations:
Best for: Traders looking for early token access and zero-fee market making.
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6. BingX β 20% Cashback
BingX positions itself as a social trading exchange with integrated copy trading. Their cashback program applies to both manual and copy trades.
Strengths:
Limitations:
Best for: Social traders and copy trading enthusiasts.
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7. Bitget β 20% Cashback
Bitget combines a strong copy trading platform with competitive fees. Their copy trading ecosystem is one of the largest, with thousands of elite traders to follow.
Strengths:
Limitations:
Best for: Copy traders who want to earn cashback while following professional strategies.
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Savings Calculator: How Much Can You Save?
Annual savings based on monthly trading volume, assuming 0.1% average fee rate:
At $500,000 monthly volume, switching from a standard exchange to Bitunix with cashback saves nearly $2,000 annually. Even at modest $50,000 monthly volume, you save $120-195 per year in pure profit.
How Crypto Cashback Programs Work
All programs on cashback.day operate on the same principle:
Your trading fees are not increased. You pay the same fees as any other user. The cashback comes from the exchange's marketing budget β they prefer paying existing users over acquiring new ones through advertising.
For a deeper explanation of this model, read our guide on what is crypto trading fee cashback.
Which Exchange Should You Choose?
Your choice depends on what matters most:
If you are a new trader with no exchange preference, Bitunix offers the best value with its 32.5% cashback rate. If you already trade on a specific exchange, adding cashback through cashback.day is risk-free and requires no change to your trading style.
Common Questions About Cashback Legitimacy
Many traders ask whether cashback programs are trustworthy. Here is why they are:
The only requirement is registering a new exchange account through the cashback.day link. Existing accounts cannot be converted because the exchange's referral tracking starts at registration.
Getting Started
For more context on how trading fees work and additional ways to reduce them, read our guide on crypto trading fees explained. If you specifically trade on Binance, see our dedicated guide on Binance trading fee cashback.
Conclusion
Every active crypto trader should be using a cashback program. The math is simple: you pay the same fees either way, but with cashback you get 20-32.5% of those fees returned as USDT. Over a year of trading, this translates to hundreds or thousands of dollars in pure savings.
Bitunix leads with 32.5% β the highest rate available. Binance, OKX, Bybit, MEXC, BingX, and Bitget offer 20% across the board. All programs are lifetime, require no minimum volume, and stack with other exchange discounts.
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