Can I stack Binance fee discounts?

Yes. Three fee reduction methods can be stacked on Binance: 1) BNB payment discount (25% off spot fees), 2) VIP tier reduction (based on 30-day volume), and 3) 20% cashback through cashback.day's referral program. Combined, these can reduce your effective fees by up to 40% compared to standard rates.

How to combine BNB discount with cashback on Binance?

Simply enable 'Use BNB for fees' in your Binance settings and register through cashback.day. BNB discount applies first (reducing spot fees by 25%), then the 20% cashback is calculated on the already-discounted fee. Both work automatically — no manual action needed after setup.

What is the maximum fee reduction on Binance?

For spot trading: BNB discount (-25%) + VIP 1 (requires $1M 30-day volume) reduces taker from 0.100% to 0.045%. Adding 20% cashback makes it 0.036% — a 64% reduction. For futures: VIP 1 reduces taker from 0.050% to 0.040%, and with 20% cashback you get 0.032% — a 36% reduction. The biggest savings come from combining all available discounts.

How to Save 40% on Binance Trading Fees: Cashback + Discounts

Quick Summary

Binance offers three stackable fee reduction methods. Combined, they can cut your trading costs by up to 40% or more:

BNB payment discount — 25% off spot trading fees

VIP tier reduction — Up to 80% off based on 30-day volume

20% cashback — Via cashback.day referral program

The Fee Stacking Formula

```

Base Fee → BNB Discount (-25% spot) → VIP Reduction → Cashback (-20%)

= Your Effective Fee (up to 40% lower)

```

Binance Base Fee Schedule

Spot Trading

VIP Level30-Day VolumeMakerTakerBNB MakerBNB Taker

Regular< $1M0.100%0.100%0.075%0.075%

VIP 1≥ $1M0.040%0.060%0.030%0.045%

VIP 2≥ $5M0.030%0.050%0.023%0.038%

USDT-M Futures

VIP Level30-Day VolumeMakerTaker

Regular< $5M0.020%0.050%

VIP 1≥ $5M0.016%0.040%

VIP 2≥ $25M0.014%0.035%

More details: crypto trading fees explained.

Method 1: BNB Payment Discount (Spot Only)

How it works: Enable "Use BNB for trading fees" in your Binance settings. You'll pay fees in BNB instead of the traded asset, and receive a 25% discount on spot trading fees.

Impact:

Spot taker: 0.100% → 0.075% (saves $25 per $100K volume)

Spot maker: 0.100% → 0.075%

Note: This discount applies to spot trading only, not futures.

Method 2: VIP Tier Reduction

How it works: Your 30-day trading volume determines your VIP level. Higher VIP = lower fees.

Impact for VIP 1 ($1M+ spot or $5M+ futures):

Spot taker: 0.100% → 0.060% (with BNB: 0.045%)

Futures taker: 0.050% → 0.040%

Method 3: 20% Cashback via cashback.day

How it works: Register your Binance account through cashback.day. 20% of every trading fee is returned weekly as USDT.

Impact: Applied after all other discounts.

Learn more: how crypto referral cashback works.

Real Calculations: Stacking All Discounts

Scenario 1: Regular Spot Trader (< $1M volume)

StepRateCalculation

Base fee0.100%Standard Binance taker

+ BNB discount (-25%)0.075%0.100% × 0.75

+ 20% cashback**0.060%**0.075% × 0.80

**Total savings****40%**From 0.100% to 0.060%

On $100,000 monthly volume:

Without discounts: $100 in fees

With all stacks: $60 in fees → $40 saved/month ($480/year)

Scenario 2: VIP 1 Spot Trader ($1M+ volume)

StepRateCalculation

VIP 1 base0.060%VIP 1 taker

+ BNB discount (-25%)0.045%0.060% × 0.75

+ 20% cashback**0.036%**0.045% × 0.80

**Total savings****64%**From 0.100% to 0.036%

Scenario 3: Regular Futures Trader

StepRateCalculation

Base fee0.050%Standard futures taker

+ 20% cashback**0.040%**0.050% × 0.80

**Total savings****20%**From 0.050% to 0.040%

*Note: BNB discount does NOT apply to futures.*

Scenario 4: VIP 1 Futures Trader ($5M+ volume)

StepRateCalculation

VIP 1 base0.040%VIP 1 taker

+ 20% cashback**0.032%**0.040% × 0.80

**Total savings****36%**From 0.050% to 0.032%

Annual Savings Projections

Spot Trader (BNB + cashback, effective 0.060%)

Monthly VolumeWithout DiscountsWith StackingAnnual Savings

$50,000$50$30$240

$100,000$100$60$480

$500,000$500$300$2,400

Futures Trader (cashback only, effective 0.040%)

Monthly VolumeWithout CashbackWith CashbackAnnual Savings

$100,000$50$40$120

$500,000$250$200$600

$1,000,000$500$400$1,200

Lifetime projections: lifetime crypto trading cashback.

Step-by-Step Setup (5 Minutes)

Step 1: Register through cashback.day

Visit cashback.day → Click Binance → Register with the referral link.

Step 2: Complete KYC

Upload ID for verification. Takes 5-15 minutes.

Step 3: Enable BNB Fee Payment

Go to Binance Dashboard → "Using BNB for Fees" → Enable. Buy a small amount of BNB.

Step 4: Start Trading

Trade normally. All three discounts apply automatically.

Step 5: Track Your Savings

Monitor cashback deposits weekly in your USDT balance.

Binance vs. Other Exchanges After Discounts

ExchangeBase Futures TakerAfter CashbackBNB Spot + Cashback

**Binance**0.050%**0.040%****0.060% (spot)**

OKX0.050%0.040%N/A

Bybit0.055%0.044%N/A

MEXC0.010%**0.008%**N/A

For pure futures cost: MEXC fee rebate offers the lowest fees.

For overall ecosystem: Binance offers the most comprehensive discount stacking.

Pro Tips

Always use BNB for spot fees — free 25% discount

Use limit orders — maker fees are lower than taker

Consider BUSD pairs — sometimes have 0% maker promotions

Track your 30-day volume — VIP tier upgrades happen automatically

Don't forget futures — cashback applies even without BNB discount

The Bottom Line

Binance offers the most sophisticated fee discount stacking in the industry. By combining BNB payment (25% off spot), VIP tier reductions, and 20% cashback through cashback.day, you can reduce your effective trading fees by 36-64% depending on your trading profile. Setup takes 5 minutes and savings are automatic and permanent.

Get Binance 20% Cashback →

Compare: all exchanges →

Quick Summary

Binance offers three stackable fee reduction methods. Combined, they can cut your trading costs by up to 40% or more:

BNB payment discount — 25% off spot trading fees

VIP tier reduction — Up to 80% off based on 30-day volume

20% cashback — Via cashback.day referral program

The Fee Stacking Formula

```

Base Fee → BNB Discount (-25% spot) → VIP Reduction → Cashback (-20%)

= Your Effective Fee (up to 40% lower)

```